Income scenario
Net worth overview
Liquid cash (current + savings)
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Savings total
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Investments (locked)
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Combined net worth
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Cash-flow projection · liquid cash only, investments excluded
Liquid cash (start)
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Income (scenario + logged)
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Outgoing (fixed + logged)
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Projected end-of-July
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| Who | Account | Type | Access | Amount | Ccy | BRL | USD |
|---|---|---|---|---|---|---|---|
| Liquid cash (current + savings) | |||||||
| Investments (locked) | |||||||
| Combined net worth | |||||||
Projections use liquid cash only. Investments (Locked) are excluded from all cash-flow and end-of-period projections, shown here for net-worth context only.
Log new income
Logged income
| Date | Description | Who | Amount | Ccy | BRL | USD | |
|---|---|---|---|---|---|---|---|
| Total logged income | |||||||
Newly logged income feeds the Overview projection. Income Projections stays as the static model.
| Date | Source | Who | Amount | Ccy | Confidence | BRL | USD | |
|---|---|---|---|---|---|---|---|---|
| Projected income (scenario) | ||||||||
Static projection from the income model. The scenario toggle on Overview controls the Nico & Late July upside. Log actual income under Add income.
Major payments (dated)
| Due | Description | Who | BRL | USD |
|---|---|---|---|---|
| Total major | ||||
Fixed costs (June to July, actual cash out)
| Category | Native | BRL | USD |
|---|---|---|---|
| Total fixed | |||
Only actual cash-out in the period is counted. Yearly subs not due in Jun/Jul are skipped.
Log a variable expense
| Date | Description | Spent from | Amount | Ccy | BRL | USD | |
|---|---|---|---|---|---|---|---|
| Total logged variable spend | |||||||
Logged spending saves to your shared database, syncs to both phones, and flows into the projected end-of-July position. Export JSON downloads a backup copy.
Cash-flow timeline
| Date | Event | Projected BRL | Projected USD | Status |
|---|
Lowest point is 12 July (after the Nubank card payment). Treat it as the shape of the month, relief and crunch points, rather than exact balances.
Variable spending stress test
| Extra variable spend | End position (current scenario) | USD | Status |
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Applied on top of the current scenario's projected end position.
Total savings
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Sam
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Bianca
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Savings entries
| Date | Name / goal | Account | Who | Amount | Ccy | BRL | USD | |
|---|---|---|---|---|---|---|---|---|
| Total savings | ||||||||
Tracked as their own pool, separate from the cash-flow projection. Edit any row with ✎, remove with ✕.
Total invested
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Sam
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Bianca
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Investment entries
| Date | Name | Platform / type | Who | Amount | Ccy | BRL | USD | |
|---|---|---|---|---|---|---|---|---|
| Total invested | ||||||||
Tracked as their own pool, separate from the cash-flow projection. Edit any row with ✎, remove with ✕.